Investing jargon made simple: Discretionary management

Please note this blog post was published over 12 months ago and so may not include the most up-to-date information, for example where regulation around investing has changed.

Our investing jargon series continues with a look at discretionary management. Rebecca Thomas explains how Discretionary management means someone is making buying and selling decisions on your behalf when it comes to the holdings in your Portfolio. Simply put, “discretionary” means that investment decisions are at the Portfolio manager’s discretion.The advantage of this is that you can relax, while our expert investment team make the investment decisions. Our Investment Directors, Chris Leyland and Barney Hawkins, have decades of experience. They analyse and make judgements based on data and research, and talk regularly with our Fund Manager Partners such as UBS, Allianz and Goldman Sachs Asset Management. Ultimately, it is our investment team that make the decisions, spreading your investment across thousands of holdings.

We are continually using forecasts, judgement, and analytics to make investment decisions on your behalf. Your investment is diversified globally, our fund management partners give us access to over 9,000 experts in 200 locations around the world.

With this in mind, you can leave the hard work to us. Our Fully Managed Investment Portfolios with holdings around the world are being monitored by our investment team to help you do more with your money. Discretionary management means we do the hard work, leaving you to focus on enjoying life.

With investing, your capital is at risk. Investments can fluctuate in value and you may get back less than you invest. Past performance is not a guide to future performance. Tax rules can change at any time. This blog is not personal financial advice.

Personal Finance